Recently, the research institution for Hong Kong's Mandatory Provident Fund (MPF) announced that as of February 19, the investment return for Trillions of MPF in February is expected to reach around 3.49%, with a year-to-date return of about 5.15%. This is the third best performance in the first two months since Trillions of MPF was launched. If the trend continues, the investment return for February is estimated to be around HK$47.2 billion, which means an average earning of about HK$9,900 per member for the 4.75 million Trillions of MPF members, the highest since September 2024. This brings the year-to-date investment return to around HK$67.9 billion, or an average earning of about HK$14,300 per person. The Hong Kong and Mainland stock markets led the gains in February, with a return rate of about 11.63% for Hong Kong and Mainland equity funds, the tenth best single-month return for this asset class since the launch of Trillions of MPF. The year-to-date return rate is about 12.45%, the second best performance in the first two months since the launch of Trillions of MPF. After taking into account the contributions in February, it is estimated that the total assets of Trillions of MPF at the end of February will be around HK$1.367 trillion, the highest since the launch of Trillions of MPF. This is equivalent to an average account balance of about HK$287,500 per person, an increase of approximately HK$10,700 from the end of January and HK$15,900 from the end of last year. The Chairman of the research institution for Hong Kong's Mandatory Provident Fund, Tung Chun Pui, stated that historical data of Trillions of MPF shows that members can be cautiously optimistic about 2025 and expect it to be a good year. There have been 9 instances in the past where positive returns were recorded in both January and February, and out of those, 6 times resulted in positive returns for the whole year. The average annual return rate is about 14%, the sixth best annual return performance for Trillions of MPF.